Get funded in as little as 24 hours with a merchant cash advance built around your revenue, not your credit score.
Built for established businesses doing $50K+ per month.
We fund established businesses doing $50K+ in monthly revenue. Not for personal loans or pre-revenue startups.
Takes less than 2 minutes. No commitment required.
Funding built for HVAC, auto shops, healthcare and home care, and restaurants doing $50K+ a month.
You just landed a new account and need to hire three people to service it. Or inventory season is coming and you need to stock $50K worth of product before the rush. Or the government owes you $80K in Medicare payments that are “processing” while your team needs to get paid on Friday.
You go to the bank. They want tax returns, credit checks, collateral, and 4-6 weeks of underwriting. You don’t have 4-6 weeks. You have days.
That’s where we come in.
Capital Firm provides merchant cash advances to businesses doing $50,000+ per month in revenue. We look at what your business actually does, not what a credit bureau says about you.
Three months of bank statements. That’s the application. No tax returns, no lengthy paperwork, no waiting.
Same-day funding on clean files. When everything checks out, capital can hit your account within hours, not weeks.
Repayment that flexes with your revenue. Your payment adjusts based on your cash flow. Busy month, you pay a bit more. Slower month, you pay less. No rigid monthly payment that chokes your business when things tighten up.
Busy season means bigger crews and more equipment upfront. Get the capital to gear up and staff up before the workload piles up.
Parts inventory, new lifts, more bays. Fund the equipment and shop upgrades that let you take on more cars without the wait.
Waiting on Medicare or Medicaid payments? We specialize in helping hospice, home health, adult home care, and daycare businesses cover payroll and operations while government funding catches up.
New menu, new buildout, new location. Fund inventory, staffing, and the equipment it takes to keep the kitchen running at full speed.

This industry has a reputation. You submit an application, you get a number, and nobody explains anything. You don’t know the rate, the terms, or what happens next until the money’s already moving.
We do it differently.
You get a dedicated advisor who walks you through every step. You’ll understand the factor rate, the repayment schedule, and exactly what you’re agreeing to before you sign anything. No surprises. No fine print games. No ghosting after the deal closes.
We fund fast, but we don’t rush you.
Fill out a short application with your basic business info. No commitments, no upfront costs.
Our underwriting team reviews your bank statements and puts together an offer tailored to your business. Your advisor calls you to walk through it personally.
Accept your offer and receive capital in your account, often within 24 hours.

“11 years in this space as a broker and I can honestly say these guys are one of the best. Communication is the name of the game in this business, and Capital Firm makes it so much easier.”
“I needed to cover payroll while waiting on a government payment. Capital Firm got me funded in less than 48 hours and explained every step along the way.”
“Other companies just sent a number. Capital Firm actually got on the phone and walked me through what I was signing. That made all the difference.”
See what you qualify for in 2 minutes. No commitment, no credit check, no cost to apply.
We fund established businesses doing $50K+ in monthly revenue. Not for personal loans or pre-revenue startups.